Yes. The FAFSA is always free at studentaid.gov. Any site charging a fee to file it is not the official FAFSA.

When is the FAFSA due?

The FAFSA opens around October 1. The federal deadline is late June of the following year, but states and colleges have much earlier deadlines and aid is often first-come, so file as soon as it opens.

How to Fill Out the FAFSA: Step-by-Step

Q: What documents do I need for the FAFSA?

Your Social Security number, driver's license or state ID, your and your parents' federal tax returns and W-2s, records of untaxed income, and current balances of cash, checking, and savings. Create your FSA ID a few days before you start.

Updated June 2026 · 5 min read

The FAFSA unlocks federal, state, and most school financial aid. It looks intimidating, but if you gather your documents first it takes about 20–30 minutes. Here's exactly how.

Step 1 — Create your FSA ID (do this first)

Go to studentaid.gov and create an FSA ID (username + password). Do this at least 3 days before you file — it can take time to verify. If you're a dependent student, one parent also needs their own FSA ID to sign.

Step 2 — Gather your documents

Have these ready before you start (you'll enter most by hand or import via the IRS Direct Data Exchange):

Your Social Security number (and your parents')
Driver's license or state ID
Your and your parents' federal tax returns & W-2s
Records of untaxed income (e.g., child support received)
Current balances of cash, checking, and savings
A list of colleges you're considering (and their FAFSA school codes)

Never enter your SSN or FSA ID password on any site other than the official studentaid.gov.

Step 3 — Complete the form

Log in and work through the sections: student demographics, dependency questions, financials, and your school list. Add every college you might apply to — adding a school doesn't commit you to it.

Step 4 — Sign and submit

The student and a contributor parent each sign with their FSA IDs. Submit, and you'll get a confirmation plus your Student Aid Index (SAI) — the number colleges use to build your aid package.

Common mistakes to avoid

Waiting too long — file the day it opens (~Oct 1).
Listing only one school — add all of them.
Skipping the FSA ID for a parent — both signatures are required for dependents.
Confusing the student and parent sections.
Forgetting your state's separate aid form (some states have one).

Frequently asked questions

What documents do I need for the FAFSA?

Your SSN, ID, you and your parents' tax returns and W-2s, records of untaxed income, and current bank balances — plus your FSA ID and a list of schools.

Is the FAFSA really free?

Yes — always free at studentaid.gov. Any site charging to "file the FAFSA" is not official.

When is it due?

It opens ~Oct 1. States and colleges have earlier deadlines than the federal one, and aid is often first-come — so file ASAP.

Get FAFSA-ready in CoursePlanner

The free FAFSA paperwork assistant gives you a readiness checklist, saves the answers you reuse across forms, and lets Athena explain any confusing field — and it never asks for your SSN or passwords.

Open the FAFSA assistant →

General information, not financial advice. File and confirm details only on studentaid.gov.